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    About us

    Acumen Claims is a UK-based professional services supplier to a wide variety of insurers and intermediaries, specialising in the validation, mitigation, and project-managed restoration and repair of property insurance claims.

    The Benefits

    Our unique Acumen Model delivers multiple benefits in the management and delivery of property damage claims.

    EFFICIENCY

    Because there is no requirement for tasks to be pushed out to individual specialists, for example Surveying Services, the number of stakeholders in a claim is reduced, as well as fees.

    This eliminates complexity from the process, simplifies communication, and accelerates decision-making, as well as significantly reducing cycle time.

    CERTAINTY

    Equipped with real-world knowledge of both construction and claims, our MCIOB Qualified Surveyors deliver day-one validation of claim, cause, scope and quantum, otherwise unavailable among the competition. This arms our insurance clients and their customers with complete certainty right at the start of a claim.

    Our surveyors are unrivalled experts in scope and cost control, designing the least destructive and most sustainable restoration and repair programmes possible, project managing our expert national contractor network in efficient repairs and driving claims to an early conclusion by tracking key milestones.

    INSIGHT

    With a hands-on, detailed understanding of individual claims, surveyors keep clients and their customers fully appraised of progress and options available, including accurate cash settlement or, where appropriate, a fully evidenced recommendation for repudiation.

    Acumen also provide clients with forensic and comprehensive Management Information via our powerful in-house proprietary claims system, APEX.

    PROJECT MANAGEMENT

    Where a claim results in repairs/fulfilment, our surveyors draw on the resources of our national and fully vetted contractor network and closely project manage all works to swift final sign-off, using Acumen’s own scope design for complete cost certainty and leakage prevention.

    Our pre-contracted and regularly benchmarked comprehensive schedule of rates means that in general no tender process is necessary in claims under £150,000, saving up to eight weeks cycle time. Where a contractor tender process is deemed necessary, our surveyors are fully able to manage all aspects of contract administration.

    CLEAR COMMUNICATION

    On complex longer-tail claims, customer communication is as important as cost control and sustainability which is why we more than double the level of communication with customers compared to market standards.

    Through a series of pre-booked update calls we make sure customers understand every decision we take and every activity we plan. We are confident that your customer will never be in doubt about what is happening with their claim.

    About Acumen

    Acumen offers an entirely unique approach to customer experience, claim certainty, and repair sustainability. We provide The Power of Certainty to property insurers and intermediaries by sending a true buildings expert to site in the first instance - a buildings expert who is also a claims validation expert. In this way, Acumen turns traditional approaches to property damage claims approaches on their heads.

    We are experienced in managing all types of property damage claims, with a particular focus on Complex Residential, SME Commercial, and High-Net-Worth claims. Our unique approach to larger and more complex property claims, led by a team of MCIOB-qualified surveyors, has consistently and significantly improved customer experience and reduced cycle times, whilst delivering unrivalled end-to-end repair project management.

    In a climate of increasing supplier consolidation, Acumen provides choice and independence to insurers not otherwise available in the market. Our clients rely on Acumen to align completely with their individual claims philosophies and provide a forensic 'hands-on' approach to property claims and policy wording, whilst supporting their customers end-to-end. This is The Power of Certainty.

    Our story

    Acumen Group Chief Executive Officer and Owner Reza Mofidi acquired Acumen Claims in 2010, lighting the touchpaper on the network’s transformation into a UK-wide professional services company led by a team of MCIOB-qualified surveyors.

    Reza is a very experienced civil/structural engineer who specialised in subsidence early in his career. In 2004, he launched his first contractor network start-up, Amicable, servicing loss adjusters and insurers in South-East England, Yorkshire and Scotland. In 2007, Amicable was named the most enterprising company with annual turnover of £15m by KPMG.

    Acumen Claims is built on a passion for delivering outstanding customer experience with unrivalled cost accuracy and indemnity control. Clients are provided with the full spectrum of accurate claim costs, broken down by each constituent part and, crucially, delivered together in a much-reduced life cycle.

    In 2021, the company rebranded its disaster restoration service arm as Ambience Response

    Restoring today, protecting tomorrow.

    Combining service excellence and technical expertise with demonstrably sustainable outcomes. To find out more about Ambience Response, and get in touch.

    Visit Ambience response